Bowen, Miclette & Britt Insurance Agency LLC (BMB) provides insurance brokerage services and sells insurance products and services to commercial businesses and to individuals for personal, family and household purposes. Our customers or prospects (You) may engage us to provide services for or on your behalf, such as placing your insurance, providing you with insurance risk management or consulting products and services, and as otherwise allowed or required by law. This Privacy Policy applies to each of the sections of the BMB website (www.bmbinc.com)

PRIVACY POLICY NOTICE

Federal and state laws and regulations generally prohibit us from sharing nonpublic personal, financial or health information about you with a non-affiliated third party unless we provide you with a notice of our privacy policies and practices, such as the types of information that we collect about you and the categories of persons or entities to whom it may be disclosed. In compliance with these laws, we are providing you this notice about our privacy policies and practices. 

COLLECTION OF INFORMATION

While you are visiting our website, we may or may not collect personal/confidential information–written, in-person, telephone, facsimile, electronically and online—that may assist us in preparing a quote for you and in helping us to negotiate with our carriers on your behalf. The personal information we collect may include your name, address, policy or claim information, financial or other information as may be required by our underwriters.

We also collect personal information about you from the following sources:

EXTERNAL LINKS

INFORMATION AUTOMATICALLY LOGGED

DISCLOSURE OF INFORMATION

BMB may share nonpublic information about you, as permitted by law, to enable us to service and maintain your account and provide information to you about products and services of the agency. BMB may collect data and other similar information of its customers and prospects and may use and share that data in our internal systems, such as sales management applications.  These systems permit BMB employees to access and process such data solely for the purposes of customer request completion, business administration, business reporting, statistical analysis and marketing of BMB products and services.  We may use your information in order to contact you and send you information about BMB or about our products and services. Specifically, we may use your email address to send you newsletters about our products and services, company news and events or educational opportunities.

We do not disclose any nonpublic information about you to non-affiliated third parties, except as permitted by law. The circumstances under which disclosure to non-affiliated third parties is permitted by law include disclosures to insurance companies or insurance intermediaries to obtain any insurance coverage requested by you or to process insurance claims. The circumstances under which disclosure to non-affiliated third parties is permitted by law also include to our auditors, appraisers and legal advisors, in response to a court order, governmental authorities pursuant to legal process, to prevent fraud, and/or disclosures to authorized third party service providers acting on our behalf, that perform marketing and other services for us, such as electronic enrollment service providers, to other financial institutions with which we have joint marketing agreements, such as banks, securities broker-dealers, registered investment advisors, and insurance providers. 

HOW WE PROTECT YOUR INFORMATION

We take commercially reasonable steps to ensure that your information is kept safe from unauthorized access.  We may use physical, electronic and procedural safeguards to protect your private information and to assist us in preventing unauthorized access to that information.

To fulfill our privacy commitment, we take certain actions which may include:

REQUESTS FOR YOUR INFORMATION and OPT OUT RIGHTS

To the extent provided by applicable federal or state law, you may have certain rights to access, correct or delete the information we have collected about you.  If you wish to change or delete your information, we may take reasonable steps to ensure your identification before making the requested corrections.

 You can opt out of receiving any promotional emails that we send to you by sending an email requesting to be removed from the email list or by contacting us either through the Contact US page or by calling us at 713-880-7100.