As a member of your team of professional advisors, we assist in the design of business continuation plans through the use of adequately funded buy-sell agreements; life and disability insurance coverage on certain key employees for the purpose of indemnifying your company as a result of financial loss caused by their pre-mature death; deferred compensation/salary continuation plans (Golden Handcuffs) on selected Executive(s); supplemental retirement plans for select group of highly compensated employees. We will also conduct a thorough audit of existing policies and agreements,(i.e. split-dollar agreements)and provide a detailed summary of our findings which will include any recommendations for improvement and/or alternatives if appropriate.   The following are some specific examples business planning scenarios in which we assist our clients.  Click each link for a detailed description and diagram.