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Commercial Insurance Services

Bowen, Miclette & Britt Insurance Agency, LLC > Premium Insurance Services in Houston > Commercial Insurance Services

Tailored Commercial Insurance Solutions

As a business owner in any industry, you face exposure to various hazards that can jeopardize your company. Carrying the right amount of appropriate commercial insurance coverage is crucial for reducing your total cost of risk exposure and safeguarding your assets.

At Bowen, Miclette & Britt, we strive to understand all aspects of your business, develop a coverage plan for all contingencies, and find coverage through the best insurance markets available. Our team is invested in the success of your company from the start.

Your business may require various types of commercial insurance for comprehensive protection. Potential coverages may include:

  • General liability: Helps cover claims that may arise during normal business operations
  • Workers’ compensation: Pays claims resulting from workplace accidents and injuries
  • Commercial auto: Covers the vehicles your business owns and operates
  • Business owners: Combines general liability and commercial property coverage on one policy
  • Commercial umbrella: Provides additional liability protection for claims exceeding the limits of a base policy
  • Cyber insurance: Covers your business in the event of a data breach involving private customer information, such as credit card numbers and health records

 

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Commercial Industries We Serve

  • Construction

  • Energy

  • Manufacturing

  • Marine

  • Transportation

  • Healthcare

  • Environmental

  • Real Estate

  • Food & Beverage

  • Technology

  • Public Entity

  • Law Firms

BMB is a dedicated team that delivers exceptional value for clients in any industry. We take pride in our consultative approach and can help you develop a business insurance program that can deliver savings, superior protection, and risk management assistance.

Sample of Available Commercial Coverages

We can help meet the specific insurance requirements of businesses in industries ranging from construction and energy, to real estate and transportation. Regardless of your field, we can assist with these types of commercial coverage:

  • Commercial Property Insurance
  • Commercial General Liability
  • Workers Compensation
  • Trucking Insurance
  • Professional Liability Coverage
  • Business Owners Policy (BOP)
  • Inland Marine Insurance
  • Builders Risk Insurance
  • Marine Insurance
  • Directors and Officers Liability Coverage
  • Business Income
  • Employer Practices Liability
  • Commercial Auto
  • Commercial Package Policy
  • Commercial Umbrella Insurance
  • Crime Insurance
  • Public Entity Programs
  • Pollution Liability Coverage
  • Foreign Property and Casualty

Considerations When Purchasing Commercial Insurance

Many business owners understand commercial insurance’s vital role in their long-term success, but they are often unsure of what coverage they need and how much they should buy. As you explore your options, consider working with a provider that specializes in commercial insurance in Texas to ensure you meet all local regulations and requirements.

The steps in the purchasing process include:

  • Conduct a risk assessment: The first step in finding appropriate coverage is assessing the risks that present the highest exposure for your company. For instance, if you operate a delivery fleet, automobile accidents represent a significant hazard.
  • Choose a reputable agent: The right commercial insurance agent can help you find the best coverage for your business operations and current risk. Be sure to select a partner that performs a needs assessment and develops a comprehensive coverage plan to address them.
  • Compare: Insurance plans can vary widely between commercial insurance agencies. Your agent will go to market on your behalf to compare pricing and coverage options to find the best arrangement for your company.
  • Reassess: Consider how many changes your business has undergone within the past year. An annual insurance review by a professional is essential for ensuring your coverage is accurate to your operations.

Get Started on Securing Your Business’s Tomorrow

In the ever-evolving business landscape, unforeseen risks lurk at every corner, waiting to undermine your hard-earned success. Don’t let your business become a cautionary tale. Bowen, Miclette & Britt stands as your fortress, offering tailored commercial insurance solutions that safeguard your enterprise from the unpredictable. Whether you’re in construction or tech, healthcare or food & beverage, our eclectic range of coverages, from General Liability to Cyber Insurance, ensures that your business’s unique needs are met with precision and understanding.

Our dedicated team, with its consultative approach, doesn’t just sell insurance; we’re partners in your journey, equipping you with superior protection and risk management advice that can lead to savings and more importantly, peace of mind. Understanding the insurance landscape can be daunting, but with BMB, you’re not alone. Our experts are committed to a hands-on assessment of your risks and a relentless search for the most advantageous coverage options in the market.

Ready to take control of your business’s future? Reach out to Bowen, Miclette & Britt Insurance Agency. Let’s discuss your commercial insurance needs, explore your options, and tailor a coverage plan that aligns with your company’s trajectory.

We can help you navigate the complex world of commercial insurance products, employee benefits, surety bonds, human capital management, and risk management.
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