Hurricane Preparedness

June 4, 2021

The Atlantic Hurricane season begins June 1st and ends November 30th.

During the 2021 Hurricane Season, the National Oceanic & Atmospheric Administration reported an above-average 21 named storms. It was the seventh consecutive year that had at least 10 different billion-dollar disaster events occur in the United States. NOAA is predicting another active season in 2022.

These natural disasters can strike with little warning, so it is essential to be as prepared as possible. Wind isn’t the only devastating aspect of hurricanes. Roughly 90% of all hurricane-related deaths involve water, such as storm surge, rip currents, and inland flooding. In order to assist in your Hurricane Preparedness efforts, we have provided useful information, documents, and links below.

How to Prepare for a Hurricane

When preparing for a hurricane, the processes will look different for your business and home.

For businesses, hurricane preparedness should include:

• Create a contact list for all parties essential to your operations
• Identify companies you can contact for recovery support, such as computer services or clearing debris
• Collect employee information, including contacts and evacuation information
• Define a communication plan for customers or clients
• Back up your data frequently

For homes, your hurricane preparedness checklist should include:

• Study local flood maps to plan exit routes
• Create emergency contact lists for anyone to contact if a hurricane hits
• Stow emergency kits away with nonperishable food items, flashlights, bottled water, and other helpful tools
• Maintain your property to minimize damage caused by trees

Whether you’re a homeowner or a business owner, you should make sure your insurance policies are up to date and can provide protection in the event of a natural disaster.

What to Do When a Hurricane Strikes

When a hurricane starts, you should:

• Stay inside: If told to shelter in place by public safety officials, find a spot in your home or office building that is away from any windows. You may use a portable generator if you lose power, but make sure to follow all operator instructions.
• Evacuate if advised: Some hurricanes may call for an evacuation. Do so immediately and only take essential items, like pets and emergency kits that you prepared beforehand.
• Be safe outdoors: Do not walk or drive through flowing water if you’re stuck outside when a hurricane strikes. If you’re in your vehicle, stay inside it. If the water is rising, climb onto your vehicle’s roof for safety.

What to Do After a Hurricane

There are a few key steps you can take once a hurricane passes:

• Assess damage to your home or business: Look at any damage to identify if the building is safe to stay in. Consider areas like roofs, walls, and windows. Make a note of all the damage for your insurance company.
• Leave if the property is unstable: If your home seems unsafe with exposed electrical wires, gas leaks, a destroyed roof, or other issues, find another place to stay until you can arrange for repairs.
• Make temporary fixes if needed: Cover up broken windows and make any other short-term fixes to make your space livable. Hold off on permanent repairs until your insurance company reviews the property damage.
• Keep a record of expenses: Record all costs related to broken appliances and temporary repairs. Your insurance company may be able to reimburse you based on your coverage.

Learn More About Preparing Your Business For A Hurricane

Bowen, Miclette & Britt has compiled a list of resources to guide your hurricane preparedness at home and for your business. For more assistance with risk mitigation in the event of a weather-related event, contact our team.

24/7 Emergency Contacts:

SHERYL REYNAUD
Claims Manager

Mobile: 832-362-9588
Office: 713-802-6108

PAUL CERONE
Chief Operating Officer

Mobile: 713-876-6175
Office: 713-867-5330

ED BRITT
President & CEO

Office: 713-880-7170

Posted Under: Hurricane Preparedness